Koriepay Payments

Move money globally.
Settle locally.

Accept payments, execute mass payouts, and manage multi-currency liquidity through a single, unified API. Designed for platforms that require extreme reliability.

Everything you need to process payments at scale.

We abstracted the complexity of banking partnerships, compliance, and currency routing into a few clean API endpoints.

Intelligent Routing

Our engine automatically routes transactions through the network with the highest authorization rate and lowest latency at that exact millisecond.

Fraud Prevention Engine

Built-in velocity checks, 3D Secure 2.0 authentication, and machine learning models that detect and block fraudulent transaction patterns before they hit the network.

Unified Master Ledger

Stop manually reconciling spreadsheets. Track every cent across cash-in, payouts, and fees instantly with our immutable, double-entry ledger system.

Instant Settlements

Don't wait T+3 for your funds. Access your liquidity instantly across supported networks, and push payouts to bank accounts in seconds.

Omnichannel Ready

One API covers mobile money, card acquiring, USSD, and physical POS terminal processing. True interoperability for the African market.

Explore the Documentation

See exactly how our payment endpoints are structured.

View API Docs
cURL PHP Node.js
use Koriepay\Client;

// Initialize the SDK
$koriepay = new Client('sk_live_v98djx...');

// Create a secure Payment Intent
$intent = $koriepay->payments->create([
    'amount'   => 5000000, // Minor units (₦50,000.00)
    'currency' => 'NGN',
    'methods'  => ['card', 'bank_transfer'],
    'customer' => [
        'email' => 'user@example.com'
    ],
    'metadata' => [
        'order_id' => 'ORD-88219'
    ]
]);

return $intent->client_secret;

Integrate in hours, not weeks.

Our robust SDKs and comprehensive documentation mean your engineering team can deploy secure, PCI-compliant payment flows with minimal configuration.

  • Drop-in UI Elements:

    Pre-built, conversion-optimized checkout forms that handle validation and 3DS automatically.

  • Webhooks & Idempotency:

    Safely retry requests without double-charging, and get real-time status updates pushed to your servers.

Build your global payment flow today.

Create a free sandbox account and start testing the Koriepay API immediately. No credit card required.