Operating with Absolute Legal Clarity.

KoriePay is fully licensed, regulated, and insured across our operating corridors. We work directly with Central Banks to ensure total compliance.

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Nigeria Jurisdiction

Central Bank of Nigeria (CBN)

Licensed to operate as a Payment Solution Service Provider (PSSP) and Mobile Money Operator (MMO).

Licence No: PSSP/19/XXXX

Nigeria Deposit Insurance Corporation (NDIC)

All pass-through deposits and wallet balances held in Nigerian partner banks are fully insured by the NDIC.

Financial Intelligence Unit (NFIU)

Full adherence to AML/CFT reporting standards. Automated daily rendering of suspicious transaction reports (STRs).

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Niger / WAEMU Jurisdiction

BCEAO (Central Bank of West African States)

Approved to issue electronic money and operate payment networks within the West African Economic and Monetary Union.

Agrément N°: EME/XXXX/NE

CENTIF (Niger)

Fully compliant with the National Cell for Processing Financial Information to combat money laundering and terrorism financing.

Institutional KYC Pipeline

KoriePay utilizes an advanced, multi-tiered KYC (Know Your Customer) pipeline. Regional managers must manually verify Tier-2 and Tier-3 agent documents against national ID databases (NIN in Nigeria, NINA in Niger) before grid access is granted.

Tier 1
Basic limits. Requires valid phone number and BVN/NIN verification.
Tier 2
Elevated limits. Requires utility bill and government-issued photo ID.
Tier 3 (Enterprise)
Unlimited. Requires Corporate Affairs certificates and Director KYC.