Ethical finance.
Zero compromise.
Build halal financial products without the heavy lifting. Our non-interest ledgering system ensures absolute compliance, zero Riba (interest), and transparent profit-sharing mechanisms across the region.
Integrity in every transaction.
Our Islamic banking module operates on a strictly segregated ledger, ensuring funds never co-mingle with interest-bearing accounts.
Absolute Zero Riba
System-level blocks prevent any interest logic from executing against designated Islamic wallets. Overdrafts and interest-bearing loans are programmatically disabled.
Segregated Ledgers
Halal routing ensures that Islamic funds are stored in segregated, ethical settlement banks and never mixed with conventional, interest-generating liquidity pools.
Zakat Automation
Empower your users with automated Zakat calculations. The system tracks the lunar calendar and idle balances, allowing one-click charitable distributions.
Create compliant wallets instantly.
To create a non-interest account, simply pass the `shariah_compliant` flag in your API request. We handle the ledger restrictions automatically on the backend.
View Wallet APIcurl -X POST https://api.koriepay.com/v2/wallets \
-H "Authorization: Bearer sk_live_v98djx..." \
-d customer_id=cus_82nx92 \
-d currency=NGN \
-d shariah_compliant=true \
-d account_type="mudarabah"
# Response: Wallet restricted from interest credits.
{
"id": "wal_islamic_7392x",
"shariah_status": true,
"ledger_segregation": "active"
}Ethical finance, scaled instantly.
Equip your platform with the infrastructure needed to serve the fastest-growing financial demographic in West Africa.