Borderless transfers.
Instant settlement.
Move liquidity between Nigeria and Niger Republic in milliseconds. Eliminate FX delays and informal channels with our unified, secure, dual-currency payment rails.
< 2.5s
Average Settlement
99.9%
Transaction Success
0%
Hidden FX Spreads
24/7
Liquidity Availability
Institutional-grade cross-border rails.
We abstracted the complexity of regional banking, forex sourcing, and compliance into a seamless, high-availability network.
Real-Time FX Engine
Say goodbye to volatile, unregulated parallel markets. Our proprietary FX engine secures institutional exchange rates, locking in the price exactly when the transaction is initiated.
Omnichannel Payouts
Push funds directly to where they are needed. Settle directly into Nigerian local bank accounts, Nigerien mobile money wallets, or as cash pick-up at any of our 15,000+ Koriepay agency kiosks.
Automated AML & Velocity Checks
Built-in compliance. Our system automatically screens cross-border transactions against regional sanctions lists and enforces algorithmic velocity limits to prevent money laundering.
Immutable Master Ledger
Track every unit of currency. Our double-entry master ledger guarantees mathematical certainty across the NGN and XOF floats, providing transparent audit trails for finance teams.
Programmatic remittances in 3 lines of code.
Embed cross-border payments directly into your platform. Whether you are an aggregator, a marketplace, or a corporate treasury, the Koriepay API allows you to push funds across borders natively.
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Pre-validate recipient details (KYC) before transfer.
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Webhooks for instant notification of settlement.
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Idempotency keys to prevent accidental double-payouts.
const koriepay = require('koriepay')('sk_live_v98djx...');
// Initiate Cross-Border Transfer
const transfer = await koriepay.transfers.create({
source_currency: 'NGN',
destination_currency: 'XOF',
amount: 500000, // ₦500,000
recipient: 'rec_8aX9k2mP',
metadata: {
order_id: 'ORD-88219'
}
});
// Returns instantly with locked FX rate and status
console.log(transfer.settled_amount); // 325000 (XOF)
Start moving money without borders.
Join the merchants, aggregators, and fintechs utilizing West Africa's fastest settlement network.