Trust-less savings.
Automated payouts.
Digitize traditional Adashi, Ajo, and Esusu rotational savings. Automate collections across NGN and XOF, eliminate manual tracking, and guarantee transparent, on-time payouts to pool members.
Modernizing collective wealth.
We replaced the manual ledger book and cash collections with a highly secure, automated infrastructure designed for platforms managing thousands of thrift pools.
Automated Deductions
No more chasing members for contributions. Our system securely tokenizes cards or mobile money wallets and automatically deducts funds on the scheduled cycle dates.
Guaranteed Payout Routing
Once a pool hits 100% funding for a cycle, the master ledger automatically routes the total pot directly to the scheduled recipient's bank account instantly.
Cross-Border Pools
Allow merchants in Kano (NGN) and Niamey (XOF) to participate in the same savings pool. Our real-time FX engine handles the currency conversions transparently.
Create a collective in seconds.
Stop building complex state machines to track who has paid and who hasn't. The Koriepay Adashi API handles the entire lifecycle: member invites, scheduled charges, default handling, and automated disbursements.
View Adashi API Docsuse Koriepay\Client;
$koriepay = new Client('sk_live_v98djx...');
// Initialize a new Adashi Pool
$pool = $koriepay->adashi->create([
'name' => 'Kasuwa Syndicate',
'contribution' => 100000, // ₦100,000 per member
'currency' => 'NGN',
'frequency' => 'weekly',
'members' => [
'cus_89x21', 'cus_90y32', 'cus_71z43'
],
'payout_routing' => 'automated'
]);
// Webhooks will handle the rest.
return $pool->id;Build the next generation of cooperatives.
Whether you are a fintech app or a regional cooperative society, Koriepay provides the secure infrastructure you need to digitize savings at scale.